Travel ER's benefits include:

• Emergency Medical Evacuation Protection up to $25,000 per claim(1).
  • Should you have an accident or sudden illness while you are traveling and cannot receive adequate care where you are, Travel ER will pay up to $25,000 to evacuate you to the nearest qualified medical facility.(1)
• Emergency Accident and Sickness Expenses up to $2,500 per claim(2)
  • Insurance plans can refuse to cover all of your medical bills if you need care while outside their local network. Travel ER will reimburse you up to $2,500 per claim for many of these kinds of unexpected expenses that are a result of an accident or illness and are not covered by your primary health insurance provider.(3)
• Vital Document Registry and Fax Service
  • Register your credit, debit, charge and ATM cards as well as your driver's licenses, passports, visas, and birth certificates. If registered items are lost or stolen call us toll-free 24 hours a day, 365 days a year and we'll help you replace your documents, fax copies to you, stop use of lost or stolen cards, request replacements, and reimburse up to $5,000 per incident you if you are held liable for unauthorized use of your lost or stolen cards(4)
• Emergency Cash Advance and Airline Tickets
  • Travel ER can wire you up to $1,000 in emergency cash and, if needed, arrange to have a prepaid one-way ticket home waiting for you at the airport(5).

(1) Emergency Medical Evacuation must be arranged by Travel ER.

(2) This benefit is subject to Pre-Existing Condition limitation. Pre-Existing Condition precludes coverage for claims arising from an injury, sickness, or other condition (including any condition from which death ensues) you had at any time within the 60-day period before your coverage began under this protection plan which:

• first manifested itself, or exhibited symptoms which would have caused one to seek diagnosis, care or treatment;
• required taking prescribed drugs or medicine unless the condition for which the prescribed drugs or medicine is taken remains controlled without any change in the required

(3) Limits:

Emergency Medical Evacuation:

• $25,000 Individual and Family limit per claim
• $50,000 Individual and Family limit per year

Emergency Out-Of-Area Accident and Illness Medical Protection:

• $2,500 Individual limit per claim
• $5,000 Family limit per claim
• $25,000 Individual and Family limit per year

Combined Limits for Emergency Medical Evacuation and Emergency Out-of-Area Accident and Illness Medical Protection

• $50,000 Combined limit for all benefits for Individual and Family

(4) IMPORTANT NOTICE

YOUR LIABILITY FOR FRAUDULENT CHARGES UNDER FEDERAL LAW: For credit cards: If the card issuer has notified you of your maximum potential liability, has provided a means for you to notify the card issuer of credit card loss or theft, and if the credit card contains a way of identifying the cardholder or authorized user, then your liability for fraudulent charges made to your account before the card issuer is notified is up to $50.00 for each card. For debit and cash machine cards: Your liability for fraudulent use of your cards is up to $50.00 if you notify the card issuer of the loss or theft of the card within two business days after learning of the loss or theft of the card. After that, your liability is up to $500.00 for each card. Or, if you do not notify the card issuer within 60 days of receipt of a monthly statement showing unauthorized transfers, then your liability for each card is up to the total amount of unauthorized transfers that occurred after the 60-day period and before notice, provided that the card issuer establishes that the unauthorized transfers would not have occurred if you had notified the card issuer within the 60-day period. You may also be liable for up to $50.00 or $500.00 for each card as described above, as applicable. Your issuer may choose to hold you accountable for these amounts.

(5) Members must be at least 100 miles from permanent place of residence and have available credit on a designated credit or debit card. Cash advance and emergency airline tickets are charged as a purchase to your credit or debit card account and are subject to that account’s finance rates.

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