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This web page contains information captured from Credicorp's web site has no connection with Credicorp. Persons considering doing business with Credicorp should verify this information with that specified on the Credicorp web site since that information may have subsequently changed. This information is © 2004 CREDICORP, Inc. and is reproduced here without permission under the fair use doctrine.

Frequently Asked Questions

Q: What are the advantages of being a CREDICORP MEMBER? A: MANY! Your CREDICORP MEMBERSHIP is good at thousands of locations for discounts on Hotels, Motels, Cruises and Car Rentals. In addition you can finance your choice of hundreds of brand name items on credit from our "MEMBERS ONLY" catalog and shopping service. All items are at guaranteed lowest prices.

Hotels / Motels - Thousands of participating hotels world wide accept the CREDICORP Membership for discounts on your stay. Hotels like Holiday Inn, Wyndham, Days Inn, Rodeway, Ramada Inn, Radisson, and many more.

Car Rentals - Thousands of participating car rental locations worldwide accept the CREDICORP Membership for discounts on car rentals including Avis, Hertz, Alamo, and National.

Cruises - Hundreds of participating cruise lines worldwide accept the CREDICORP Membership for discounts on cruises including Carnival, etc.

SUPERSAVERS Discount Coupon Book - Your ticket to substantial savings on movies, film, travel, restaurants and more, valued at over $1,000.00.

Q: How do I apply for a CREDICORP Membership?
A: Click Here.
Q: Is this Revolving Credit?
A: No, CREDICORP offers a specified amount of credit good for closed-end credit purchases.
Q: Is CREDICORP affiliated with any bank or financial institution?
A: No, CREDICORP is strictly a membership services company that offers it's members the benefits shown on this site. It's not like bank cards that charge you astronomical interest rates.
Q: Is CREDICORP a loan broker?
A: No, CREDICORP is a membership services company that does not have the ability to arrange for loans of any type.
Q: Can I use my CREDICORP Card at local retailers and ATMs?
A: No, your Membership offers the member benefits included with your membership kit and/or shown on this site.
Q: Does CREDICORP stand behind it's products and services?
A: Absolutely, in more ways than you can imagine. The customer is king at CREDICORP.
Q: How can I make purchases as a CREDICORP MEMBER?
A: As a CREDICORP Member, you are automatically entitled to purchase hundreds of quality products featured in our Home Values & Gifts catalog and in special offers. Order forms are enclosed in the center of our catalog. You may pay by check or money order, or if you are approved, you can order any product we offer by using our financial privileges. No down payment is required and monthly payments are small, thanks to our low Annual Percentage Rate. Simply send the postage, insurance and handling for the items you want now, and make the monthly payments later. You will receive a monthly statement showing your current balance and payment due. We offer famous name brand products such as RCA, Magnavox, Black & Decker, Panasonic, GE, Betty Crocker, Seiko, Singer, Pierre Cardin, Hoover, Farberware, Canon, Philips, Ray Ban, etc... and you can also use our exclusive shopping service to purchase hard to find items.
Q: How do I make payments on merchandise I have ordered on credit?
A: When your merchandise arrives, you will receive a Merchandise Contract that reflects all your financing information. Then once a month, you will receive a Merchandise Billing Statement reflecting your balance and the current amount due. All you have to do is mail your payment before the due date to ensure proper credit.
Q: May I make installment payments ahead of their due date or pay off my balance ahead of schedule?
A: Yes, you may pay off all or part of your unpaid balance ahead of the payment schedule at any time, but you are required to at least pay the minimum monthly payment each month by the due date shown to assure your account is in good standing. If you payoff your entire balance in full before the first due date, no interest is charged.
Q: What if I am not satisfied with one of my purchases?
A: Contact our Member Services Department immediately at 214-915-7205 from 7:30AM - 6:00PM CST. They will be happy to work with you to resolve any difficulties you may have. CREDICORP Members are protected by a 30-day satisfaction guarantee trial period on all purchases, in addition to all manufacturer's factory warranties; if for any reason you are not delighted with your purchase, you may return it within 30-days for a full refund of the amount of the purchase price paid.
Q: What if I am not satisfied with my membership?
A: Contact our Customer Services Department at 214-915-7200. You may receive a refund of your membership fee if you are dissatisfied for any reason within 60 days of receiving your membership package.

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