Credit Card Tarting

Are you tried of credit card sites that make you work to find out how their credit card offer is less than terrific? We are putting the kibosh on that, telling you the "catch" for each offer without having to dig through the details.

data sources

The information provided here is believed to be accurate at the time of posting, but is not guaranteed. Stated balance transfer fees may only be available during a limited period following application or receipt of credit card.

American Express

Blue
Blue Cash
Clear

Barclays Bank

Air Jamaica MasterCard: http://www.airjamaicacard.com/
AirTran Airways A+ Business Card: https://www.juniper.com/app/japply/lp/27348.jsp?campaignid=0001156&obcreative=0000000&obadloc=026&obchannel=005&ibchannel=03&partnerid=1035&referrerid=0000000000
BJ's Visa Business Card: https://www.juniper.com/app/japply/lp/27740.jsp?campaignid=0001158&obcreative=0000000&obadloc=010&obchannel=034&ibchannel=03&partnerid=1194&referrerid=0000000000
Century 21 MasterCard: https://www.juniper.com/app/japply/lp/24490.jsp
EmigrantDirect MasterCard: https://www.juniper.com/app/japply/lp/20488.jsp?campaignid=0000783&obadloc=002&obchannel=005
Free Spirit BusinessCard: https://www.juniper.com/app/japply/lp/27334.jsp?campaignid=0001156&obcreative=0000000&obadloc=013&obchannel=005&ibchannel=03&partnerid=0958&referrerid=0000000000
Frontier Airlines MasterCard: http://www.frontiermastercard.com/
Frontier Airlines BusinessCard: https://www.juniper.com/app/japply/lp/27343.jsp?campaignid=0001156&obcreative=0000000&obadloc=022&obchannel=005&ibchannel=03&partnerid=0959&referrerid=0000000000
futuretrust MasterCard: https://www.juniper.com/app/japply/lp/28116.jsp?campaignid=0001201&obcreative=0000000&obadloc=002&obchannel=034&ibchannel=03&partnerid=0023&referrerid=0000000000
Midwest Airlines BusinessCard: https://www.juniper.com/app/japply/lp/27321.jsp?campaignid=0001156&obcreative=0000000&obadloc=007&obchannel=005&ibchannel=03&partnerid=0955&referrerid=0000000000
US Airways Dividend Miles BusinessCard: https://www.juniper.com/app/japply/lp/27149.jsp?campaignid=0001105&obcreative=0000000&obadloc=005&obchannel=005&ibchannel=03&partnerid=0956&referrerid=0000000000
- 5,000 to 20,000 bonus miles on airline cards plus up to 10,000 miles for balance transfer
- 0% intro balance transfer for 6 months
- 3% balance transfer fee
- fee capped at $50-$75 on balance transfers during first 30 days
- annual fee applies to some cards
Rec Rewards Visa Signature card: https://www.juniper.com/app/japply/lp/28055.jsp?campaignid=0001112&obcreative=0000000&obadloc=014&obchannel=005&ibchannel=03&partnerid=1136&referrerid=0000000000
- 0% intro balance transfer for 12 months
- 3% balance transfer fee
- fee capped at $75 on balance transfers during first 12 months

Capital One

Platinum Prestige Visa
- gotcha on all Capital One consumer cards offering 0% introductory balance transfer APR is uncapped balance transfer fee
No Hassle Cash Rewards MasterCard
- 0% intro APR on purchases, 0% balance transfer fee
- gotcha: 13.9% APR (variable) on balance transfers

Bank of America

WorldPoints Platinum Plus Visa Credit Card
Accelerated Rewards American Express Card
Platinum Plus Visa Card
Visa Signature WorldPoints Rewards
- gotcha on all Bank of America consumer cards is uncapped balance transfer fee

Chase

Platinum MasterCard
Platinum Visa Card
Free Cash Rewards Visa Card
PerfectCard MasterCard

Citi

Diamond Preferred Rewards Card
Diamond Preferred Card
Platinum Select
- gotcha on all Citi-branded conumser cards is uncapped balance transfer fee
AT&T Universal Savings Platinum Card
- 0% intro apr good for 12 months for qualifying applicants
- gotcha: uncapped balance transfer fee

Discover

Open Road Card
- 0% intro balance transfer apr for 12 months for qualifying applicants
- 3% balance transfer fee capped at $75
- gotcha: 4% minimum monthly payment for tarters
- see http://www.discovercard.com/open-road/rates.html
Motiva Card
- 3.99% intro balance tansfer apr for 12 months for qualifying applicants
- 3% balance transfer fee capped at $75
- gotcha: 4% minimum monthly payment for tarters
- see http://www.discovercard.com/motiva/rates.html
More Card
- 0% intro balance transfer apr for 12 months for qualifying applicants
- 3% balance transfer fee capped at $75
- gotcha: 4% minimum monthly payment for tarters
- see http://www.discovercard.com/more/rates.html

First National Bank of Omaha

0 for 12 Platinum Edition Visa Card
- 0% intro purchase and balance transfer apr for 12 months for qualifying applicants
- gotcha: uncapped balance transfer fee
- see http://www.firstnational.com/001/html/en/personal/cardproducts/creditcards/platinum_visa.html

HSBC

Platinum MasterCard with Cash Back Rewards
HSBC Platinum MasterCard with Cash or Fly Rewards
HSBC Platinum MasterCard with HSBC Plus Rewards
HSBC Platinum MasterCard
- following apply to the above 4 cards:
  - 0% intro purchase and balance transfer apr for 12 months
  - 3% balance transfer fee capped at $75 (some direct mail offers are uncapped or have a $99 cap)
  - see https://www.hsbcapply.com/TermsPopupCore.jst

Regions

Regions Platinum Plus with WorldPoints Rewars
- 1.995 intro balance transfer apr for 6 months
- 3% balance transfer fee (main page does not indicate a cap, but a $75 cap is shown at https://wwwa.applyonlinenow.com/USCCapp/Ctl/display?pageid=disclosure&cp=321886|8M|1)
- see https://wwwa.applyonlinenow.com/USCCapp/Ctl/entry?sc=FACHJZ&mc=A000002T1Q

U. S. Bank

U.S. Bank Cash Rewards Visa Platinum
- 0% intro purchases and balance transfer apr for 6 months
- 3% uncapped balance transfer fee
- direct mail offers may provide 12 months 0% apr with no balance transfer fee
- must make one charge per year to avoid $40 annual fee, after the first year
- see http://www.usbank.com/cgi_w/cfm/credit/CashReward/cash_rewards_mktng.cfm

Washington Mutual

ESPN Total Access Visa
- 0% intro balance transfer apr for 6 or 12 months
- $0 balance transfer fee for 6 month offer
- 3% balance transfer fee capped at $150 for 12 month offer
- for 6 month offer, see https://www.providiancard.com/bap/envwa/jumpApp.jsp?offer_id=esp02
- 12 month offer may only be available by invitation
Checks Unlimited Visa Platinum ( https://www.providiancard.com/bap/ckvwa/jumpApp.jsp?offer_id=ck01 )
Human Rights Campaign Visa Platinum ( https://www.providiancard.com/bap/hrcwa/jumpApp.jsp?offer_id=hrc02 )
MyPoints Rewards Visa Platinum ( https://www.providiancard.com/bap/mpvwa/jumpApp.jsp?Offer_id=mpv01 )
PetSmart PetPerks Visa ( https://www.providiancard.com/bap/petwa/landing.jsp?offer_id=pe01 )
- following offer applies to the above 4 cards:
  - 0% intro balance transfer apr for 6 months
  - $0 balance transfer fee

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