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Should you fall for the promises of a debt settlement company to get your debt settled in two years? Or should you do this yourself?

Bear in mind, if you hire a debt settlement company, you immediately incur additional debt. You have less money to offer the creditors for the debt you already have. ... and if you have any compunctions about paying less than the full amount owed on any of your debts, you should consider that while other creditors advanced you purcahsing power in good faith, and they're getting stuck for amounts you are unable to pay, companies like Provanta want to just stick their hand in your wallet without actually doing anything other than to convince your creditors that you can't affort to pay them off in full.

Here are some pages that offer tips on how to do this yourself:

Topic NegotiatingDebtSettlementYourself . { Edit | Ref-By | Attach | Diffs | r1.1 }
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Revision r1.1 - 08 Aug 2006 - 01:12 by EliMantel web search for EliMantel
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